Homeowner Primary Residence Protection

Safeguards the homes of ordinary Americans by protecting primary residences from foreclosure or loss caused by financial crises, market collapse, or systemic bank failures.

- During a declared financial or housing crisis, primary homes below $500K cannot be foreclosed, repossessed, or auctioned for 12 months while stabilization measures are enacted.

- Homeowners automatically qualify for federally backed forbearance and payment freezes, with no penalties or credit damage, during banking or market emergencies.

- Prohibits institutional investors or banks from acquiring primary residences in bulk during crisis periods to prevent predatory buying or displacement.